Q&A

How do I accept online payments in Algeria (CIB / Edahabia)?

Quick answer

To accept online payments in Algeria, connect a local gateway like Chargily supporting CIB and Edahabia cards, alongside cash-on-delivery (COD), which remains the majority (~85%). Algerian platforms like Mystoq let you enable Chargily and COD together: the customer pays how they trust, and money goes directly to the merchant without the platform touching it.

The local gateway

Chargily is a leading Algerian gateway supporting CIB and Edahabia. Connecting it to your store lets customers pay by card directly at checkout.

Don’t drop COD

Despite growing online payment, COD remains ~85% of orders. Best to enable both and let the customer choose, to raise completion rate.

Money flow

On a platform like Mystoq, money flows from customer to merchant directly via Chargily or COD; the platform takes no sales commission and never touches the funds.

Last updated: 2026-05-26 · Source: Mystoq Algerian e-commerce dataset · CC-BY

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